Terms of Service

Agreement to Terms

By accessing and using QuotesCare's website and services, you accept and agree to be bound by these Terms of Service. If you do not agree to abide by the terms, you may not access or use our services.

Description of Service

QuotesCare provides an online platform that connects consumers with licensed insurance carriers and agents to obtain insurance quotes. Our services include:

• Insurance quote comparison services
• Connection with licensed insurance professionals
• Educational content about insurance products
• Customer support for quote requests

User Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be legally authorized to purchase insurance
• Provide accurate and complete information
• Have legal capacity to enter into binding agreements

User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account information
• Use our services only for lawful purposes
• Not interfere with or disrupt our services
• Respect the intellectual property rights of others
• Comply with all applicable laws and regulations

You are responsible for all activities that occur under your account and for maintaining the confidentiality of your personal information.

Information Accuracy

You acknowledge that insurance quotes are estimates based on the information you provide. Final insurance rates and coverage terms are determined by the insurance carriers and may differ from initial quotes. We are not responsible for any discrepancies between quotes and final policy terms.

No Insurance Advice

QuotesCare is a lead generation service and does not provide insurance advice, recommendations, or endorsements of specific insurance products or carriers. We recommend consulting with licensed insurance professionals to determine the best coverage for your needs.

Consent to Contact

By submitting your information, you expressly consent to be contacted by QuotesCare, our partners, and affiliated insurance carriers and agents via telephone, email, SMS, or other communication methods at the contact information provided, even if your number is on a Do Not Call registry. This consent is not required to purchase insurance.

Intellectual Property

The QuotesCare website and its original content, features, and functionality are owned by QuotesCare and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission.

Privacy Policy

Your privacy is important to us. Our collection and use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review our Privacy Policy to understand our practices.

Disclaimers

Our services are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, including but not limited to:

• The accuracy, reliability, or completeness of information
• The availability or functionality of our website
• The quality or availability of insurance products
• The actions of third-party insurance carriers or agents

We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, QuotesCare shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use our services.

Indemnification

You agree to defend, indemnify, and hold harmless QuotesCare and our officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from your use of our services or violation of these Terms.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Governing Law

These Terms shall be interpreted and governed by the laws of the United States and the state in which our company is incorporated, without regard to conflict of law provisions.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. Your continued use of our services after such changes constitutes acceptance of the new Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: